- ~2004-11: Cash assets (including 401k) exceed balance of mortgage
- ~2005-06: Principal part of (minimum) mortgage payment exceeds interest
- 2006-12: Ready cash accounts (after cashing in some under-performing CDs) exceed remaining balance of mortgage.
It is sorely tempting to pay the thing off and be done with it, but I’m not quite willing to throw away my safety net, however fast it may recover. I do have a fair bit beyond my target safety net, but I will be spreading that out a bit for the sake of caution, especially with my financial situation about to undergo a major adjustment. Still, while I don’t have the exact income adjustment yet, it looks eminately possible to have slain the mortgage in another year’s time.